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Every landlord tool. £5 a property a month. The first one free.

Rent, certificates, repairs, possession evidence and Making Tax Digital, in one place. The rate falls as you add properties and stops at £50 a month, however many you have.

No card required. One property free, every feature included.

Good morning, Sam.

Sunday 20 September

Properties

6

5 let, 1 between tenancies

Rent expected

£7,150

this month

Collected

£5,900

83% of expected

In arrears

£1,250

1 tenancy

80

Compliance health score

Watching 22 things across your portfolio. 3 need you.

Good

Mostly on track, a couple of things to watch.

What's costing you points — click any line to go straight to it:

Excellent is one step away · 85 to reach it

  1. 1.Clear a tenancy's arrears92Excellent
HomeComplianceRentRepairsMore
Open the live demo — the same screens, no account needed

A made-up portfolio on the real screens. Click it to explore the live demo

The screens, one job at a time

Not a demo you have to book. These are the screens you get on day one, on the free account too. Nothing is held back for a paid tier.

Compliance

Compliance, wherever you let

A spreadsheet won't tell you a gas cert is about to lapse. LetBuddy emails you 30 days out: gas, electrical, EPC, HMO and selective licences, fire and CO alarms, and deposit protection, with the deadline that applies where the property is.

  • One calendar across every property, not one per property
  • Reminder schedules you set per certificate type, or per certificate
  • England, Wales, Scotland and Northern Ireland rules, applied per property

Overdue

1

Needs attention now

Due in 30 days

2

Book these in soon

All clear

14

of 17 tracked

Next deadlines

Gas safety · 9 Merchant Lane

Expired 1 Sep 2026

Overdue

EICR · 12 Oak Street

Due 4 Oct 2026

19 days

Deposit protection · 18 Kirk Wynd

Scotland · 30 working days from receipt

In date
Every certificate and deadline across the portfolio, with the rule that applies where each property actually is. Illustrative figures — your own portfolio replaces them the moment you add a property.

The compliance calendar is live on the free property today.

Rent

Rent tracker

No more scrolling a bank statement to work out who's behind. See who's paid, who's late, and arrears at a glance across every property.

  • Every tenancy's ledger generated for twelve months ahead
  • Arrears totalled per tenancy and across the portfolio
  • Section 13 rent increases drafted from the tenancy you already have

Expected

£4,850

6 active tenancies

Collected

£4,150

86% of expected

In arrears

1

Needs a follow-up

This month

12 Oak Street

£950 · due 1st

Paid

4 Bellfield Road

£875 · due 3rd

Paid

9 Merchant Lane

£700 · due 5th · 23 days late

In arrears

18 Kirk Wynd

£825 · due 28th

Due soon
Rent tracker: what's expected this month, what's landed, and who's behind — across every tenancy at once. Illustrative figures — your own portfolio replaces them the moment you add a property.

Tax

Making Tax Digital, without the scramble

HMRC now wants a quarterly update, not a yearly return, and the threshold drops again in April 2027. LetBuddy records rent and expenses in HMRC’s own categories from day one, so the quarter’s figures are already sitting there when the deadline comes round; submissions go through HMRC’s official API once your account is enrolled. Included in the price, not a paid add-on.

  • Every figure traces back to a rent payment or a receipt
  • Quarter deadlines sit in the same reminder system as your certificates
  • Your accountant can see the figures on a free seat

Tax year 2026/27 · Quarter 2

6 Jul – 5 Oct 2026

Due 5 Nov

This quarter

Rental income

Across 6 properties

£14,550

Premises running costs

Insurance, ground rent, service charges

£1,240

Repairs & maintenance

9 logged jobs, receipts attached

£2,105

Professional fees

Letting agent, accountancy

£880

Quarterly update

Records are already in the shape HMRC's API needs. Submission arrives before it's mandatory for you.

Coming soon
Making Tax Digital: the quarter's totals built from rent and expenses already recorded against HMRC's own categories, with the deadline in the same reminder system as your certificates. Illustrative figures — your own portfolio replaces them the moment you add a property.

Possession

Evidence-led case builder

Section 21 is gone, so possession now means proving a ground. Every tenancy builds its own dated record as it runs: rent, repairs, certificates, notices, and the calls and texts nothing else captures. One PDF for your solicitor when you need it.

  • A readiness checklist scored against the ground you're using
  • Conversations logged alongside the rent and repair history
  • Exports as one dated PDF

Readiness checklist

Signed tenancy agreement on file

Uploaded 14 Mar 2025

Deposit protected with a reference recorded

MyDeposits · ref ending 4471

Gas safety, EICR and EPC in date

Earliest expiry 2 Feb 2027

No open repair older than 28 days

Boiler service open 31 days

Timeline

2 Aug · Phone call · You → Tenant

Discussed missed July rent, agreed a plan

14 Jul · Repair logged

Boiler not firing — engineer booked

1 Jul · Rent due, unpaid

£700 · balance now £1,400

The case record for one tenancy: a readiness checklist against the grounds, and a dated timeline built from the rent, repairs and conversations already in the account. Exports as one PDF. Illustrative figures — your own portfolio replaces them the moment you add a property.

Borrowing

Remortgage & ICR health check

Know six months out whether each property still passes a lender's stress test at today's rates, before the deal expires.

  • Interest cover ratio at your pay rate and at a stress rate
  • Portfolio-wide ICR once you pass four mortgaged properties
  • A PDF you can send a broker, rather than a screenshot

Portfolio ICR

163%

At a 5.5% stress rate

Deals ending

2

Within 6 months

On SVR

1

Costing you now

By deal expiry

9 Merchant Lane

ICR 118% · fix ended 11 Jun 2026

Overdue (SVR)

4 Bellfield Road

ICR 141% · fix ends 30 Dec 2026

0–6 months

12 Oak Street

ICR 172% · fix ends 14 Dec 2028

24+ months
Remortgage watch: every property's interest cover ratio at today's stress rate, ranked by how soon the deal ends. Illustrative figures — your own portfolio replaces them the moment you add a property.

Wherever you let

Built for all four UK nations, not relabelled for three of them.

LetBuddy reads the nation from each property’s postcode and adjusts: the deposit schemes you can use, the deadline to protect it, the rent-increase route, and where it stops because the document you’d be handed wouldn’t be valid there. Switch nation to see it change, then drop a certificate on it.

  • England, Wales, Scotland and Northern Ireland, applied per property
  • Nothing to configure — one postcode does it
  • Certificates read by AI, confirmed by you
0%

Compliance health

across 4 properties

Collected
£4,6804 of 4 tenancies
Arrears
£0all collected
Next due
41dEPC · Merchant Ln
PropertyRent pcmCertificate

12 Oak Street

Manchester

£1,450

Gas · 2027

9 Merchant Lane

Leeds

£1,180

EPC · 41d

Energy Performance Certificate expires in 41 days

9 Merchant Lane — a reminder emails you 30 days before it lapses, and again at seven.

4 Bellfield Road

Sheffield

£2,050

EICR · 2030

31 Carver Row

Nottingham

EICR · 2029
Deposit schemes
DPS · MyDeposits · TDS
Protection deadline
30 daysfrom receipt
Rent increase
Section 13drafted for you
A working slice of the compliance engine. Switch nation and the deposit schemes, deadline and rent-increase route change with it — those come from the same module the app runs on. The properties are illustrative.

One postcode sets the rules. Add yours and see.

Everything else, on every account

Tenant issue reporting

Your tenant reports a repair through a link, no app or account needed. It arrives on your board triaged, with a draft reply and the job ready to send to a local trade, who can quote and book through a link of their own.

How tenant reporting works

Letting & referencing

Advertise a property with a link, take applications through one form, reference your shortlist, and turn the applicant you pick into a tenancy without retyping anything.

How letting works

Bank statement matching

Import a statement from your online banking. LetBuddy suggests which payments match rent due, or turns spending into categorised expenses. You approve every match.

AI that reads certificates

Upload a certificate and it reads the expiry date, checks the details, and fills in your renewal reminder for you to confirm.

Bring your spreadsheet with you

Properties, tenancies, certificates and repairs import from a CSV or Excel file, and you see what was read before anything is saved. Or send us the spreadsheet after you sign up and we’ll load it for you, usually within a working day.

Documents, all in one place

Agreements, certificates, notices and correspondence filed against the property and tenancy they belong to, with 20MB a file and no cap on how many.

How LetBuddy handles your bank and HMRC data

  • Bank data comes only from a statement you upload. Nothing connects to your bank, and you approve every match before it's saved.
  • HMRC submissions go through their official Making Tax Digital API, never an unofficial route.
  • Payments are processed by Stripe. LetBuddy never sees or stores your card details.
  • Your data is encrypted in transit and at rest, and scoped to your account only.
Read the full privacy policy →

One rate. Every feature. One property free.

Not a trial. The whole product on one property, with no card and no expiry, and the same product on the fiftieth. Every account gets everything on this list from day one, free or paid. Nothing sits behind a higher tier and nothing gets moved behind a paywall later. You only pay more because your portfolio grew, and if our prices rise, yours doesn't.

  • · Compliance calendar with email reminders
  • · Rent tracker & arrears at a glance
  • · Maintenance that chases late repairs & schedules recurring jobs
  • · Evidence-led case builder for possession
  • · Remortgage & ICR health check
  • · Portfolio yield, LTV & equity
  • · Unlimited documents, 20MB per file
  • · Making Tax Digital records in HMRC’s categories

Questions landlords ask before signing up

Does LetBuddy work wherever my properties are in the UK?

Yes. England, Wales, Scotland and Northern Ireland, and not the same tool with a different label. LetBuddy reads the nation from each property's postcode and adjusts. Deposit protection is the clearest case: you get that nation's approved schemes and the deadline that applies. 30 days in England and Wales, 30 working days in Scotland, 28 days in Northern Ireland. Compliance reminders, rent, maintenance and tax work the same wherever you let.

What do I need to get started?

An email address and one property. No card, no sales call, no setup fee, nothing to install. Once a property is in, the compliance calendar, rent tracker and document store are live. Adding certificates and tenancies gradually is normal.

Can I move my records over from a spreadsheet?

Yes, two ways. Properties, tenancies, certificates and maintenance records each import from a CSV or Excel file; you see what was read and what didn't match before anything is saved, and likely duplicates are flagged rather than created twice. Or, once you've signed up, email the spreadsheet to hello@letbuddy.co.uk and we'll load it for you, usually within a working day.

Do I need a card to try it?

No. If you have one property, you never will. Your first property is free permanently, with every feature and no expiry date. There's no trial clock because there's nothing to trial: you have the whole product for as long as you want it. Adding a second property asks for a card, and billing starts then, for the properties beyond the first only.

What's the catch with the free property?

There isn't one, and there's no cut-down feature set. A landlord with one property who finds LetBuddy useful may buy a second one day, and we'd rather already be holding their records when they do. If that never happens, it costs us very little to keep the account running.

Does it work for HMOs and properties let room by room?

Yes. A property can run several tenancies at once, one per room, each with its own tenant, rent, deposit and dates. HMO and selective licences sit in the same compliance calendar as gas, electrical and EPC certificates, with the same renewal reminders.

Can I give my accountant or letting agent access?

Yes, at no extra cost. LetBuddy bills per property, never per seat. You choose which properties each person can see and whether they can edit or only look, so an accountant can see the figures without the whole portfolio.

Does it work for a large portfolio, or properties I manage for other people?

Yes to both. The same account runs one property or several hundred, whether you own them or manage them for other landlords. There's no larger edition. Every feature is on from the first property. Users are unlimited and free however big the portfolio gets, each restricted to the properties you name with edit or read-only rights, and properties can be grouped into portfolios. The per-property rate falls as you add properties and then stops, so a large portfolio settles at a fixed monthly figure.

Does LetBuddy replace my accountant?

No. LetBuddy keeps your rent, expenses and Making Tax Digital records organised so your return is straightforward. It isn't a substitute for professional tax or legal advice.

Can I cancel any time, and what happens to my data?

Yes, from your billing settings, with no contract and no cancellation fee. You can export everything you've put in as a file whenever you like, including on the way out, and you can delete your account and its records yourself. Neither needs you to email anyone.

Free to use, no account needed

Three things worth reading whether or not you sign up.

BTL stress test calculator

Would your buy-to-let pass a lender's stress test? ICR, LTV, maximum borrowing, and what Section 24 leaves you. Runs in your browser. Nothing is stored.

Run the numbers

Section 21 is abolished

What replaced it, the new grounds and notice periods, and what a tenancy record needs to contain now that possession runs on evidence.

Read the guide

Making Tax Digital for landlords

Who joins and when, what a quarterly update actually is, and what HMRC means by a digital record and a digital link.

Read the guide

Ready to stop chasing paperwork?

One property free, every feature, no card. Send us your spreadsheet and we’ll load it.

No card required. One property free, every feature included.